PERAN FATWA DSN MUI DALAM MENDUKUNG REGULASI DAN PERTUMBUHAN KEUANGAN DIGITAL SYARIAH DI INDONESIA

<span class="fontstyle0">This research analyzes various fatwas issued by the National Sharia<br />Council of the Indonesian Ulema Council (DSN-MUI) related to digital finance.<br />The main focus is on how these fatwas are implemented and their impact on the<br />digital finance ecosystem in Indonesia. The </span><span class="fontstyle2">research </span><span class="fontstyle0">method used is qualitative<br />with content analysis, collecting secondary data from official documents and<br />related literature. The results show that the DSN-MUI fatwas on digital finance<br />emphasize the importance of transparency, fairness, and integrity in transactions.<br />These fatwas cover various aspects such as online buying and selling,<br />dropshipping, technology-based financing services, and the use of electronic<br />money. The implementation of these fatwas has had a positive impact on<br />increasing the trust of the Muslim community, the growth of the Islamic fintech<br />ecosystem, and support from regulators. However, challenges in implementation<br />and compliance with sharia principles remain, including the need for rigorous<br />sharia audits and improved sharia literacy among the public. This research<br />makes an important contribution to the Islamic finance literature and provides<br />practical guidance for policy makers and financial practitioners in implementing<br />DSN-MUI fatwas more effectively.</span> <br /><br />