An Analysis of Profitability of Sarva Haryana Gramin Bank

The most significant measure of financial performance is profitability. The degree of efficiency, productivity, and cost-effectiveness is selected through the bank's profit, which may be viewed as a composite index of its performance in numerous areas of operation. This study evaluates Sarva Haryana Gramin Bank's (SHGB) profitability performance. It is a banking establishment with operations in several Haryana areas. It was established to offer financial and banking services in remote locations. This research report examines the Sarva Haryana Government Bank's profitability performance. The secondary data used in this study were gathered from a variety of sources, including the RBI Bulletin, the Sarva Haryana Gramin Bank's annual reports, the Annual Reports of NABARD, and numerous research articles. The study's fiscal years of 2017–18 through 2022–2023 are covered. It has assessed the management performance of the bank using statistical tools such as computed annual growth rate and ratio analysis to assess Sarva Haryana Gramin Bank's profitability.