IMPACT OF PERSONALITY TRAITS ON ENTREPRENEURIAL INTENTION AMONG POTENTIAL RETIREES IN ZAMFARA STATE, NIGERIA

As Nigeria’s workforce nears retirement, the search for sustainable post-retirement livelihoods has gained urgency. This study examines the influence of extraversion and agreeableness on entrepreneurial intention among potential retirees in Zamfara State, Nigeria. Entrepreneurship is considered a viable pathway to financial stability in later life, and understanding its psychological drivers is vital. A quantitative, descriptive research design was adopted, using structured questionnaires administered to 368 teaching staff of the Zamfara State Teachers’ Service Board, selected through snowball sampling. Data were analyzed with SPSS version 27, employing regression techniques. Findings reveal that agreeableness significantly predicts entrepreneurial intention, while extraversion exerts a positive but statistically insignificant effect. These results highlight the varying roles of personality traits in shaping entrepreneurial readiness among retirees. The study underscores the importance of integrating psychological profiling into retirement planning to encourage entrepreneurial engagement. This study contributes to bridging the knowledge gap as it investigates how extraversion and Agreeableness influence Entrepreneurial Intention among Zamfara retirees.