MANAJEMEN RISIKO LIKUIDITAS DI BMT AL IZZAH NGORO MOJOKERTO NGORO MOJOKERTO JAWA TIMUR

ABSTRACT:The purpose of this research is to find out whether the liquidity risk management applied by BMT Al IZZAH Ngoro Mojokerto. The research method used is descriptive qualitative. Unit of analysis is liquidity risk management applied by BMT Al IZZAH Ngoro Mojokerto. Data processing techniques in this research based on Miles and Huberman.Research results can be concluded that BMT Al IZZAH Ngoro Mojokerto in performing risk identification use historic approach and emerge a pattern of yearly cycles and mapping the cash flow. Liquidity risk categorized in third quadrant with low frequency occurs and give severe impact while the risk is come. Risk mitigation focused in preventive action in order to avoid liquidity risk and develop contingency plan. BMT Al IZZAH Ngoro Mojokerto performing monitoring and controlling of liquidity risk, are supported by technology and come along with held an appointment regularly with all employees discuss about financial condition in BMT.