PRADHAN MANTRI MUDRA YOJANA: EVALUATING PERFORMANCE AND IMPACT THROUGH ANNUAL REPORT ANALYSIS

The study analyzes the execution and effect of Pradhan Mantri Mudra Yojana (PMMY) over diverse advance categories (Shishu, Kishore, and Tarun) from 2022 to 2023 and over the program's eight-year life expectancy. Information on the number of accounts, authorized sums, and dispensed reserves uncover the scheme's reach and viability in supporting miniaturized scale and little undertakings. The Shishu category, focusing on credits up to Rs. 50,000, comprises a noteworthy share of PMMY payment, demonstrating its center on micro-entrepreneurship and monetary consideration. The Kishore and Tarun categories, giving credits up to Rs. 10 lakh, moreover display considerable affect, supporting trade extension and development. Moreover, the information highlights the scheme's solid accentuation on engaging ladies business visionaries, bookkeeping for roughly 71% of add up to credits. By and large, PMMY illustrates victory in coming to a wide run of recipients, contributing to comprehensive financial advancement. In any case, the information recommends potential ranges for advance change, such as focused on outreach and bolster for particular bunches and advance categories. The discoveries emphasize the significance of PMMY in cultivating entrepreneurship, women job creation, and economic progress in India.