Search engine for discovering works of Art, research articles, and books related to Art and Culture
Javascript must be enabled to continue!
PENGARUH NPF, FDR, CAR, BOPO TERHADAP ROE BANK SYARIAH
View through CrossRef
The research objective is to serve as a source of information regarding the influence of NPF, FDR, CAR, BOPO, on ROE of Islamic commercial banks. knowing the effect of Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) and Capital Adquacy Ratio (CAR) to Return On Equity (BOPO) Operational Expenses and Operational Income (ROE) of Islamic banks either partially or partially simultaneously. This research is a quantitative research with an explanatory approach. The population in this study are all Islamic Commercial Banks in Indonesia. Deep sample This research was conducted by purposive sampling which resulted in a sample of 15 banks General Sharia. The data source in this study is secondary data taken from reports (OJK). Data collection was taken in the Times Series for six years. Data analysis was performed by carrying out multiple linear regression tests with SPSS which includes descriptive statistical tests, Classical Assumption Test, T Test and F Test. This study resulted that the effect of NPF on ROE obtained a T value of -0.538 with a significance of 0.686 so that Tcount > Ttable (2.446) and a significance of 0.686 > 0.05. So that the NPF has a negative effect and is not significant. Influence FDR on ROE obtained a t value of -5.754 with a significance of 0.110 so that T count > Ttable (- 5.754> 2.446) and a significance of 0.110 > 0.05 so that FDR has a negative effect and does not significant to ROE. The effect of CAR on ROE obtained a T value of -7,994 with a significance of 0.079 so that T count < T table (-7,994 > 2,446) and a significance of 0.079 > 0.05 so that CAR has a negative effect and is not significant on ROE. The effect of BOPO on ROE obtained a value of -29,744 with a significant 0.021 so that T count > T table (2,446) is significant 0.021 Ttable (691,841 > 2,446) and a significance of 0.029 > 0.05 so that simultaneously NPF, FDR, CAR and BOPO had a positive and significant effect on ROE
Keywords: : NPF, FDR ,CAR, BOPO, Islamic Bank
Universitas KH. A. Wahab Hasbullah
Title: PENGARUH NPF, FDR, CAR, BOPO TERHADAP ROE BANK SYARIAH
Description:
The research objective is to serve as a source of information regarding the influence of NPF, FDR, CAR, BOPO, on ROE of Islamic commercial banks.
knowing the effect of Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) and Capital Adquacy Ratio (CAR) to Return On Equity (BOPO) Operational Expenses and Operational Income (ROE) of Islamic banks either partially or partially simultaneously.
This research is a quantitative research with an explanatory approach.
The population in this study are all Islamic Commercial Banks in Indonesia.
Deep sample This research was conducted by purposive sampling which resulted in a sample of 15 banks General Sharia.
The data source in this study is secondary data taken from reports (OJK).
Data collection was taken in the Times Series for six years.
Data analysis was performed by carrying out multiple linear regression tests with SPSS which includes descriptive statistical tests, Classical Assumption Test, T Test and F Test.
This study resulted that the effect of NPF on ROE obtained a T value of -0.
538 with a significance of 0.
686 so that Tcount > Ttable (2.
446) and a significance of 0.
686 > 0.
05.
So that the NPF has a negative effect and is not significant.
Influence FDR on ROE obtained a t value of -5.
754 with a significance of 0.
110 so that T count > Ttable (- 5.
754> 2.
446) and a significance of 0.
110 > 0.
05 so that FDR has a negative effect and does not significant to ROE.
The effect of CAR on ROE obtained a T value of -7,994 with a significance of 0.
079 so that T count < T table (-7,994 > 2,446) and a significance of 0.
079 > 0.
05 so that CAR has a negative effect and is not significant on ROE.
The effect of BOPO on ROE obtained a value of -29,744 with a significant 0.
021 so that T count > T table (2,446) is significant 0.
021 Ttable (691,841 > 2,446) and a significance of 0.
029 > 0.
05 so that simultaneously NPF, FDR, CAR and BOPO had a positive and significant effect on ROE
Keywords: : NPF, FDR ,CAR, BOPO, Islamic Bank
.
Related Results
Respons Dinamis NPF terhadap Guncangan FDR, BOPO, Inflasi dan BI Rate
Respons Dinamis NPF terhadap Guncangan FDR, BOPO, Inflasi dan BI Rate
Abstract. The development of the Islamic banking industry in Indonesia has shown significant growth, but still faces challenges, one of which is related to Non-Performing Financing...
Pengaruh Good Corporate Governance (GCG), Non Perfoming Financing (NPF) Dan Bopo Terhadap Return On Assets (ROA)
Pengaruh Good Corporate Governance (GCG), Non Perfoming Financing (NPF) Dan Bopo Terhadap Return On Assets (ROA)
Abstract. Islamic banking in Indonesia continues to experience significant growth; however, it still faces challenges in maintaining stability and profitability. One of the key ind...
Dynamics of ultrafine particles and tropospheric ozone episodes
Dynamics of ultrafine particles and tropospheric ozone episodes
Atmospheric aerosol particles, particularly ultrafine particles (UFPs; particles with less than 100 nm in diameter), and tropospheric ozone (O3) are atmospheric pollutants highly i...
Pengaruh CAR, BOPO, dan FDR terhadap Sustainability Bank Syariah dengan Ukuran Perusahaan sebagai Moderasi
Pengaruh CAR, BOPO, dan FDR terhadap Sustainability Bank Syariah dengan Ukuran Perusahaan sebagai Moderasi
Abstrak. Penelitian ini bertujuan untuk menganalisis pengaruh CAR, BOPO dan FDR terhadap Financial Sustainability Ratio (FSR), dengan memperhitungkan ukuran perusahaan sebagai vari...
Pengaruh NPF dan FDR terhadap CAR pada Unit Usaha Syariah
Pengaruh NPF dan FDR terhadap CAR pada Unit Usaha Syariah
Abstrak. Stabilitas keuangan bank sangat bergantung pada kemampuan bank dalam menahan risiko, yang diukur melalui Capital Adequacy Ratio (CAR). PT BPD DKI Syariah sebagai salah sat...
Pengaruh Non-performing Financing dan Capital Adequacy Ratio terhadap Profitabilitas Bank Victoria Syariah
Pengaruh Non-performing Financing dan Capital Adequacy Ratio terhadap Profitabilitas Bank Victoria Syariah
Abstrak. Penelitian ini berfokus pada laporan keuangan Bank Victoria Syariah, yang menunjukkan peningkatan Non-Performing Financing (NPF) dari tahun 2019 hingga 2022, sementara Ret...
Pengaruh NPF, DPK, CAR Terhadap FDR di Bank Umum Syariah Periode 2019-2023
Pengaruh NPF, DPK, CAR Terhadap FDR di Bank Umum Syariah Periode 2019-2023
Abstract. Liquidity is a crucial aspect in maintaining the stability and operational sustainability of banks, including Islamic Commercial Banks in Indonesia. The Financing to Depo...
Pengaruh Risiko Pembiayaan dan Risiko Operasional terhadap ROA PT. Bank Victoria Syariah
Pengaruh Risiko Pembiayaan dan Risiko Operasional terhadap ROA PT. Bank Victoria Syariah
Abstract. A significant challenge that is quite large and must be one of the things that Victoria Syariah bank needs to pay attention to at this time is related to operational risk...