Tomada de crédito e busca por proteção da produção na cafeicultura brasileira.

Due to the importance of rural credit in stimulating investments, funding and marketing in coffee production, and the strategic relevance of rural insurance to investment protection and business competitiveness, this study analyzes the percentages of use of credit and insurance, in relation to the levels of management of companies, size and adoption of agricultural certification, aiming to support the decisionmaking of institutions linked to the provision of services or establishment of incentive programs and access to credit and rural insurance. Information on 1,136 production units in the main Brazilian coffee regions was used. We used the Management Degree Identification Method - MIGG-Café. It was observed that the adoption of credit above 70.0% and rural insurance close to 50.0%. Their joint use is positively correlated to establishments with higher levels of management. It was concluded that there is ample opportunity for evolution in business credit management and risk management in coffee.