Growth and Performance of Kisan Credit Card Scheme in Sultanpur District of Uttar Pradesh, India

The purpose of the study is to evaluate the growth, performance and constraints of the KCC scheme adopted by the farmers in Sultanpur district of Uttar Pradesh. This research is based both primary and secondary data. Survey schedules were used for collection of data. Compound annual growth rate was used to analyse the performance of KCC benefited farmers and Garrett ranking was utilized for the assessment of the constraints. In India the KCC scheme CAGR% of 20.46 for KCC cards granted by RRBs. The cooperative banks granted 13.63 of KCCs, compared to the commercial banks 13.96 CAGR% indicating that government is providing funds for the upliftment of farmers. From the study we inferred that tedious paper work and high interest rate make it difficult for farmers to avail the KCC benefits.