Analisis Pengaruh Technology Readiness Terhadap Minat QRIS Dalam Melakukan Pembayaran Dengan Menggunakan Metode TRAM

QRIS is a payment method that is currently frequently used by the public in making transactions. QRIS is currently quite popular among the public, as evidenced by the increasing number of QRIS users. The use of QRIS is highly sought after by the public. This interest in using QRIS is believed to occur due to the influence of the application of new technology (Technology Readiness Acceptance Model). The purpose of this study was to determine the factors that influence interest in using QRIS and to determine the obstacles faced by the public in making payments using QRIS based on the Technology Readiness Acceptance Model method. The analysis method used is the Partial Least Squares-Structural Equation Modeling method. The results of the study indicate that the factors that influence interest in using QRIS in making payments based on the Technology Readiness Acceptance Model method are optimism, innovativeness, perceived ease of use, and perceived usefulness. Meanwhile, obstacles faced in making QRIS payments are a lack of security, frequent failures in making transactions, and not all business actors have QRIS in payment transactions.