Assessment of Knowledge, Attitude, and Perceptions Towards the Sustainability of Social Health Insurance Among Health Workers in Private Facilities in Benin City, Nigeria

In an attempt to provide effective healthcare services, a growing number of developing countries have recently implemented health financing strategies with a focus on social health insurance schemes. As a result, it is now necessary for a consistent assessment of various parameters in order to actualize the goals of the national health insurance scheme. Therefore, the present study aims to assess the knowledge, attitude, and perceptions towards the sustainability of social health insurance among health workers in private facilities in Benin city, Nigeria. The design used in this study is the survey research design and adopted descriptive statistics which involves the use of frequency and percentage. The result of this study revealed that majority of the respondent 98.3% understood what health insurance means, 46.7% and 42% ranked their level of knowledge to be very good and good respectively, 90.2% agreed to need for knowledge improvement and further reported that the knowledge gained was via health insurance facilitators 26.9% and then training 24.6%. Additionally, it was observed that a large number of the participants 72.8% reported that they are subscribers to available health insurance plan, 81.1% agreed to recommend health insurance to people who might ask for advice, and 60.5% agreed that health insurance is sustainable in Nigeria. Finally, a vast proportion of the respondent highlighted some perceived challenges that may obscure the sustainability of health insurance in Nigeria, particularly inadequate health infrastructure and as such, continual assessment of knowledge and other vital instrument to strengthen the efficiency and effectiveness of social health insurance scheme remains necessary.