Javascript must be enabled to continue!
PEOPLE'S INVESTMENT PORTFOLIO: ORDER OF FORMATION AND CURRENT STATE
View through CrossRef
The scientific article presents a review of scientific literature on the problems of increasing the financial literacy of the population, increasing the demand for investment in education, property and securities. The purpose of the study is to systematize the components of the national investment portfolio and identify risks. Research methods: monographic, comparisons. The importance of real investments aimed at purchasing movable and immovable property is shown. It is noted that the property can be used by an individual for personal purposes and for entrepreneurial activities. It is indicated that the most risky for an individual are financial investments that can bring losses - debts of the enterprise that issued the shares; decrease in the quotation of shares and currency compared to the position at the time of purchase. It is noted that, compared with real investments, the amount of risk varies for different types of financial investments. It is indicated that for term deposits in a commercial bank, the risk can be reduced by deposit insurance. It is determined that non-financial investments are focused on the results of the activities of an individual, that is, investments in future income from the created product. It is noted that the activity of an individual can have an intellectual result, investments in education (knowledge, skills and abilities) are intellectual investments. It is revealed that the portfolio of private investors is dominated by shares of well-known large companies, where the risks of losing investments are minimal. The results of the study of the current state of the national investment portfolio are of practical importance, increasing the financial literacy of the population and reducing the risk of proposed investments.
Title: PEOPLE'S INVESTMENT PORTFOLIO: ORDER OF FORMATION AND CURRENT STATE
Description:
The scientific article presents a review of scientific literature on the problems of increasing the financial literacy of the population, increasing the demand for investment in education, property and securities.
The purpose of the study is to systematize the components of the national investment portfolio and identify risks.
Research methods: monographic, comparisons.
The importance of real investments aimed at purchasing movable and immovable property is shown.
It is noted that the property can be used by an individual for personal purposes and for entrepreneurial activities.
It is indicated that the most risky for an individual are financial investments that can bring losses - debts of the enterprise that issued the shares; decrease in the quotation of shares and currency compared to the position at the time of purchase.
It is noted that, compared with real investments, the amount of risk varies for different types of financial investments.
It is indicated that for term deposits in a commercial bank, the risk can be reduced by deposit insurance.
It is determined that non-financial investments are focused on the results of the activities of an individual, that is, investments in future income from the created product.
It is noted that the activity of an individual can have an intellectual result, investments in education (knowledge, skills and abilities) are intellectual investments.
It is revealed that the portfolio of private investors is dominated by shares of well-known large companies, where the risks of losing investments are minimal.
The results of the study of the current state of the national investment portfolio are of practical importance, increasing the financial literacy of the population and reducing the risk of proposed investments.
Related Results
Investing: The Concept and Classification of Schemes with Legal Significance
Investing: The Concept and Classification of Schemes with Legal Significance
Introduction: the theme of investment and investing invisibly but tangibly accompanies a person in modern life. The desire to increase their funds is becoming an urgent need of the...
ACTUAL ISSUES OF ASSESSMENT OF THE INVESTMENT ENVIRONMENT
ACTUAL ISSUES OF ASSESSMENT OF THE INVESTMENT ENVIRONMENT
One of the most important factors of the sustainable and safe development of the national economy is the availability of investment resources in the economy, the establishment of a...
Optimizing Portfolio Management using Mean-Variance Optimization in Python
Optimizing Portfolio Management using Mean-Variance Optimization in Python
Portfolio management refers to the process of managing a collection of investments, known as a portfolio, intending to achieve optimal risk-adjusted returns. Portfolio management i...
APPROACH SELECTION METHOD FOR PROJECT PORTFOLIO MANAGEMENT AND ITS APPLICATION
APPROACH SELECTION METHOD FOR PROJECT PORTFOLIO MANAGEMENT AND ITS APPLICATION
Project portfolio management has evolved in recent decades from an empirical field to a field with advanced management technologies, including the active use of information technol...
The investment attributes of Mexico REITs as a listed property investment vehicle
The investment attributes of Mexico REITs as a listed property investment vehicle
PurposeMexico REITs are a significant and important REIT market, both in a regional and in emerging property market context. As one of the few emerging economies in the world with ...
Optimization of The Portfolio of Financial Institution Pension Funds in Indonesia Using the Response Surface Methodology
Optimization of The Portfolio of Financial Institution Pension Funds in Indonesia Using the Response Surface Methodology
Investments in pension funds consist of government bonds, deposits, bonds, shares, mutual funds, and other investments. Pension funds consist of the Employer Pension Fund (EPF) and...
Exploring the Impact of Post-Investment Management on Investment Funds
Exploring the Impact of Post-Investment Management on Investment Funds
Post-investment management is an essential element in the functioning of equity investment
funds. The question of whether post-investment management can improve the investment
perf...
Efficient Asset Management
Efficient Asset Management
Abstract
In spite of theoretical benefits, Markowitz mean-variance (MV) optimized portfolios often fail to meet practical investment goals of marketability, usabilit...

