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ELEKTRIČNI TROTINETI I OSIGURANjE OD AUTOODGOVORNOSTI

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Technological progress, importance of taking care of the environment and need for the “micro-mobility” of humans in the cities, have led to increased usage of electric scooters. Every means of transportation, including the scooter, cause of risk of a damage. Possibility of causing of the damage opens a question of the obligation of owners of the electric scooters to conclude motor third party liability insurance. Th is paper tries to give an answer on the question. Author also seeks to fi nd an answer on a question is the injured party entitled to receive compensation of damage from guarantee fund, if the damage is caused by the uninsured electric scooter. Author gives the positive answer on these two questions. Author concludes that de lege lata electric scooter must have third party liability insurance, and that injured party is entitled to receive the compensation from the guarantee fund. Obligation of the owners of the electric scooter to conclude liability insurance, as well as injured party claim toward the guarnatee fund, is based on the fact that electric scooter is motor vehicle, according to the legal defi nition of the motor vehicle. Author considers that there is no legal gap in current laws of the Republic of Serbia, concerning insurance of the electric scooters. It is not necessary to change regulations on compulsory insurance in traffi c. Th ere is no need for the special rules for insurance of electric scooters. Legal issues concerning insurance of electric scooters and redress of damage caused by those scooters, can be resolve by interpretation of the applicable regulations.
Association for Insurance Law of Serbia
Title: ELEKTRIČNI TROTINETI I OSIGURANjE OD AUTOODGOVORNOSTI
Description:
Technological progress, importance of taking care of the environment and need for the “micro-mobility” of humans in the cities, have led to increased usage of electric scooters.
Every means of transportation, including the scooter, cause of risk of a damage.
Possibility of causing of the damage opens a question of the obligation of owners of the electric scooters to conclude motor third party liability insurance.
Th is paper tries to give an answer on the question.
Author also seeks to fi nd an answer on a question is the injured party entitled to receive compensation of damage from guarantee fund, if the damage is caused by the uninsured electric scooter.
Author gives the positive answer on these two questions.
Author concludes that de lege lata electric scooter must have third party liability insurance, and that injured party is entitled to receive the compensation from the guarantee fund.
Obligation of the owners of the electric scooter to conclude liability insurance, as well as injured party claim toward the guarnatee fund, is based on the fact that electric scooter is motor vehicle, according to the legal defi nition of the motor vehicle.
Author considers that there is no legal gap in current laws of the Republic of Serbia, concerning insurance of the electric scooters.
It is not necessary to change regulations on compulsory insurance in traffi c.
Th ere is no need for the special rules for insurance of electric scooters.
Legal issues concerning insurance of electric scooters and redress of damage caused by those scooters, can be resolve by interpretation of the applicable regulations.

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