Search engine for discovering works of Art, research articles, and books related to Art and Culture
ShareThis
Javascript must be enabled to continue!

Fintech peer to peer lending as a financing alternative for the development MSMEs in Indonesia

View through CrossRef
The main problem faced by Micro, Small and Medium Enterprises (MSMEs) actors is limited access to finance. The presence of Fintech Peer to Peer Lending companies in Indonesia is the answer to the limited access to finance faced by MSME entrepreneurs. However, the presence of Fintech Peer to Peer Lending for MSMEs in Indonesia can cause legal problems. This study aims to find a juridical basis for the relation between Fintech Peer to Peer Lending organizers and MSME entrepreneurs and to find constitutional protection for Fintech Peer to Peer Lending organizers and MSME entrepreneurs. The method used is juridical empirical, using primary data in the form of primary and secondary legal materials. The study outcomes concluded that the weak legal protection for the lenders (borrowers), which in this case is MSMEs, is due to the insufficiency of strict legitimate rules in managing the Fintech Peer to Peer Lending business. So that the implementation of the Peer to Peer Lending Fintech business needs to be regulated under the Law so that it can be charged with criminal sanctions.
Title: Fintech peer to peer lending as a financing alternative for the development MSMEs in Indonesia
Description:
The main problem faced by Micro, Small and Medium Enterprises (MSMEs) actors is limited access to finance.
The presence of Fintech Peer to Peer Lending companies in Indonesia is the answer to the limited access to finance faced by MSME entrepreneurs.
However, the presence of Fintech Peer to Peer Lending for MSMEs in Indonesia can cause legal problems.
This study aims to find a juridical basis for the relation between Fintech Peer to Peer Lending organizers and MSME entrepreneurs and to find constitutional protection for Fintech Peer to Peer Lending organizers and MSME entrepreneurs.
The method used is juridical empirical, using primary data in the form of primary and secondary legal materials.
The study outcomes concluded that the weak legal protection for the lenders (borrowers), which in this case is MSMEs, is due to the insufficiency of strict legitimate rules in managing the Fintech Peer to Peer Lending business.
So that the implementation of the Peer to Peer Lending Fintech business needs to be regulated under the Law so that it can be charged with criminal sanctions.

Related Results

The Business Cycle as a Moderator of Financing for Financing Risk of Islamic Commercial Banks in Indonesia
The Business Cycle as a Moderator of Financing for Financing Risk of Islamic Commercial Banks in Indonesia
ABSTRACT Islamic banking is undoubtedly faced with several potential financing risks, with the three largest financing contracts (Mudharaba, Musharaka, and Murabaha) that reduce th...
Pengaruh Perkembangan Fintech Syariah terhadap Pangsa Pasar Bank Syariah di Indonesia
Pengaruh Perkembangan Fintech Syariah terhadap Pangsa Pasar Bank Syariah di Indonesia
Abstract. The rapid development of Islamic fintech in Indonesia since 2016 has created new dynamics in the Islamic financial industry. This study aims to analyze the impact of Isla...
Personal Data Protection Violations By Fintech Lending in Indonesia
Personal Data Protection Violations By Fintech Lending in Indonesia
The development of increasingly modern technology has changed the pattern of human behavior and work methods, which were initially conventional and then digitalized, one of which i...
Optimalisasi Peran Fintech P2P Lending Syariah Dalam Memberikan Layanan Pembiayaan Kepada Masyarakat Unbankable
Optimalisasi Peran Fintech P2P Lending Syariah Dalam Memberikan Layanan Pembiayaan Kepada Masyarakat Unbankable
Penelitian ini bertujuan untuk menganalisis optimalisasi peran Teknologi Finansial Peer to Peer Lending Syariah dalam Memberikan Layanan Keuangan bagi masyarakat unbankable. Salah ...
Bank stability and fintech impact on MSMES’ credit performance and credit accessibility
Bank stability and fintech impact on MSMES’ credit performance and credit accessibility
The growth of financial technology (fintech) brings happiness to micro, small, and medium enterprises (MSMEs) that banks have denied access to credit. However, this condition has t...
The Impact of MSMEs Financing in Islamic Bank on Unemployment in Indonesia
The Impact of MSMEs Financing in Islamic Bank on Unemployment in Indonesia
ABSTRACT One of the contributions of the Islamic banking sector to Indonesia’s economy is channeling funds to MSMEs in the form of financing since a number of them could not access...
Service Excellent Bagi Fintech Syariah di Tengah Kondisi Covid-19
Service Excellent Bagi Fintech Syariah di Tengah Kondisi Covid-19
Telah hadir financial Technologhy (fintech syariah) akses keuangan dengan memafaatkan teknologi, sesuai prinsip syariah. Fintech syariah masih terbilang baru, sehingga peluang untu...
PENGARUH DEBT FINANCING, EQUITY FINANCING DAN LEASE FINANCING TERHADAP PROFIT EXPENSE RATIO PADA BANK BUKOPIN SYARIAH
PENGARUH DEBT FINANCING, EQUITY FINANCING DAN LEASE FINANCING TERHADAP PROFIT EXPENSE RATIO PADA BANK BUKOPIN SYARIAH
Penurunan yang dialami oleh Profit expense ratio (PER) dan lease financing meskipun tanpa diikuti oleh penurunan debt financing dan equity financing pada PT Bank Bukopin Syariah ya...

Back to Top